ONLINE LIFE INSURANCE COST ESTIMATOR
Our price comparisons include some of the most competitive insurance carriers in the industry:
First Penn Pacific life insurance company, Zurich Kemper Life Insurance Company,
North American life insurance company, Great American life insurance company, Conseco Life
Insurance Company, Southland Life Insurance Company,
Lincoln National Life Insurance Company,
Fidelity Life Insurance Company, US National Life insurance company, Federal Kemper Life Insurance Company.
We use the Compulife database of over 150 life insurance companies to provide quotes.
Additionally, we have incorporated an Expert Quoting System to help you find the rates
for which you qualify.
Electronically provided term life insurance information from various Web sites allow life
insurance to be sold more economically. Life insurance, and specifically, term insurance,
provide great value to consumers. But, you have to be careful about "lowball" quotes.
Sites that quote super preferred rates may not warn you that only a small percentage of
people will qualify for them.
Life Insurance
Don't skimp on life insurance. But remember that people
with no dependents may not need life insurance at all. To estimate the amount of a life
insurance policy, estimate your dependent's living expenses if your income is no longer
available. Most life insurance consultants estimate five to ten times your annual income.
Use our calculator
for a quick estimate, or consult with your financial advisor.
Term Versus Whole Life Insurance
Young families with large financial obligations are
usually wise to buy term life insurance. The lower premiums enable them to purchase
sufficient coverage to protect against loss of income. Additional investment funds can be
placed in other vehicles (mutual funds, money market accounts, etc.) that are likely to
generate returns similar to or better than life insurance contracts. Cash value insurance
is sometimes purchased by people for tax and estate planning purposes. You should consult
with your financial advisor.
New Home ? - Mortgage insurance is just term life insurance
for the amount of your mortgage. If you die, your family can still keep their home.
New Baby ? - Your new family depends on you. Their future may be
a very important goal for you. If you have term life insurance, your children's college educations
will not be shattered if you die.
New Employee ? -
Group life insurance can be purchased for as few as ten employees. This cheap term
insurance is a big plus to attracting top notch emplyees.
Just Married ? -
Term life insurance can be used to replace your income if you should die. This will
allow your family to achieve their goals and dreams even if your income is gone.
Life Insurance rates from the
Most Competitive
Carriers are what we bring to you every day.
You want to know that
we search for the best term life insurance policy values in the industry.
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