We price TERM LIFE INSURANCE rates from the Top
Underwriters in the industry every day to quote you the
best term life insurance policy values available.
term life insurance
Term Life Insurance
Term Life Quotes
Why Term Life ???
Our price comparisons include some of the most competitive insurance carriers in the industry: First Penn Pacific life insurance company, Zurich Kemper Life Insurance Company, North American life insurance company, Great American life insurance company, Conseco Life Insurance Company, Southland Life Insurance Company, Lincoln National Life Insurance Company, Fidelity Life Insurance Company, US National Life insurance company, Federal Kemper Life Insurance Company. We use the Compulife database of over 150 life insurance companies to provide quotes. Additionally, we have incorporated an Expert Quoting System to help you find the rates for which you qualify.
Electronically provided term life insurance information from various Web sites allow life insurance to be sold more economically. Life insurance, and specifically, term insurance, provide great value to consumers. But, you have to be careful about "lowball" quotes. Sites that quote super preferred rates may not warn you that only a small percentage of people will qualify for them.
Don't skimp on life insurance. But remember that people with no dependents may not need life insurance at all. To estimate the amount of a life insurance policy, estimate your dependent's living expenses if your income is no longer available. Most life insurance consultants estimate five to ten times your annual income. Use our calculator for a quick estimate, or consult with your financial advisor.
Term Versus Whole Life Insurance
Young families with large financial obligations are
usually wise to buy term life insurance. The lower premiums enable them to purchase
sufficient coverage to protect against loss of income. Additional investment funds can be
placed in other vehicles (mutual funds, money market accounts, etc.) that are likely to
generate returns similar to or better than life insurance contracts. Cash value insurance
is sometimes purchased by people for tax and estate planning purposes. You should consult
with your financial advisor.