WHAT AMOUNT of your current ANNUAL INCOME
will you need to replace if you die? $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $90,000 $100,000 $150,000 $200,000 $300,000 $400,000 $500,000 $750,000 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000 For HOW MANY YEARS would you like to replace
your income for your dependents? 5 10 15 20 25 30 35 40 What AVERAGE ANNUAL INTEREST (%) do you assume
your survivors will earn on investments? 3.0 % 3.5 % 4.0 % 4.5 % 5.0 % 5.5 % 6.0 % 6.5 % 7.0 % 7.5 % 8.0 % 8.5 % 9.0 % 9.5 % 10 % 10.5 % 11.0 % 11.5 % 12 % This Calculator assumes an annual INFLATION RATE
of (3 1/2%). The AMOUNT OF INSURANCE NEEDED to replace
the amount of ANNUAL INCOME for the amount of YEARS
you indicated above is: